Deeds and Mortgages: The following requirements are necessary
- Grantor and mortgagor spelling must be identical to signatures &
notary.
- Deeds must be transferred in the Auditor's office before being recorded.
- Mortgage must contain the current mailing addresses of the mortgagor
& mortgagee. (same applies to an amendment or supplement)
- Deed & mortgages must have a complete description of the real estate.
(Be sure it includes the names of the names of the township or city, lot
number, subdivision, or original lot number, acreage. All reference to
the real estate must be identical-recorder's deputies cannot change lot
numbers, etc., even though it may be a typographical error. All changes
on the document must be made by the maker of the typographical error. All
changes on the document must be made by the maker of the document.)
- Any reference to Real Estate description should contain the Permanent
Parcel Number of the property concerned.
- Amount of the mortgage typed on the document.
- Signature of either grantor or mortgagor.
- Notary & expiration date, notary can be one witness only to a signature.
- Notary signature & seal.
- Sufficient fee to record the document.
- Prepared by (a requirement by State of Ohio).
Assignments: Must be on separate document
- Name of the Assignee.
- Current address of the assignee.
- Signed by the officers of the lending institution.
Cancellation/release/Satisfaction/Partial release
- Name of lending institution, officers & their titles.
- Amount of mortgage.
- Name of parties being released.
- Correct related instrument number (including year or original filing),
volume & page.
- Notary/expiration date & seal.
- Fee includes marginal entry.
All Documents: Must include
- Signatures typed below the original signatures.
- Documents must be accompanied by a self addressed stamped envelope (large enough for your documents, unless document is boxed per request).
- All boxed documents must be claimed within a weeks time or will be
sent out with cost being absorbed by the "boxee."
- Prepared by: (a requirement by State of Ohio).
- Where document is being sent back to.
Financing Statements
- Debtor's party signature (debtor's name typed below).
- No carbon signature/or photostat copies (unless certified).
- Debtor's & secured party's Address.
- Check the financing statement date to be certain that it is not past
maturity date or that it is too early to renew.
- Financing or termination statement is for a Lorain County filing.
- Please indicate if attached to real estate (typed on financing statement/legal
description of real estate is required). Legal not required for growing or stored crops.
To Ensure Proper Processing of Your Document
Please
- Make your checks out for proper amount & to the correct county.
- Make your checks payable to: The Lorain County Recorder, Judy Nedwick.
- Accepting a check is a courtesy. Therefore, please ensure that you
check/s are not returned due to insufficient funds.
- Please sign your check.